Talk to Our Team About Your Minnesota Move
Program and regulatory figures verified September 25, 2026. Details change; confirm your scenario with us.
Tell us where you are buying and what you are leaving behind. That is enough to start.
What helps us answer quickly
- The Minnesota county you are buying in, and the one the departing home sits in, since Hennepin and Ramsey carry the extra recording tax.
- The departing home's full payment, including taxes, insurance and any association dues.
- Whether the departing home is listed, under contract, or neither.
- Whether you would consider renting it out, since that structure records the fewest taxable instruments.
What happens next
Our team reviews it and reaches out shortly. We will tell you which of the three structures fits, how many recordings each would produce, what the departing home does to your ratio, and what reserves to expect.
Before you call, the structures page and the Minnesota guide cover most of the ground. The tax question is on the mortgage registry tax page.
Frequently asked questions
What information should I have ready?
The Minnesota county you are buying in and the one the departing home sits in, that home's full payment including taxes and insurance, and whether it is listed, under contract or neither.
How soon will someone get back to me?
Our team reviews every Minnesota scenario and reaches out shortly, usually with a read on which structure fits, how many recordings it produces, and what reserves to expect.
Do you lend across all of Minnesota?
Yes, statewide across all 87 counties. The conforming limit is $832,750 everywhere in the state, so the county matters for recording taxes rather than for loan size.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content about financing, not a loan commitment and not legal, tax, or real estate advice. Minnesota mortgage registry tax and deed tax are administered by the Minnesota Department of Revenue and exemptions depend on your facts; your closing agent, your CPA or a Minnesota attorney, and your real estate agent each handle their own part. Loans are subject to borrower and property qualification.